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ABOUT
The Central Jersey Police & Fire Federal Credit Union is proud to be a member-owned, not-for-profit financial cooperative dedicated to serving its members. Our motto is “People Helping People.” We are all working together to help each other meet our individual financial goals. Founded in 1939 as the Trenton NJ Police Federal Credit Union the credit union is led by the Board of Director’s that includes both active and retired law enforcement or fire professionals from Trenton, Hamilton Township and Mercer County.
President – Paul Meyer
Vice President – Marvin “Skip” Johnson
Treasurer – Barbara Rios
Secretary – Thomas McDonough
Board Member – Brian Cipolloni
Board Member – Fred Dumont
Board Member – Richard Piotrowski
Board Member – Edgar Rios
Board Member – Robert Diszler
Supervisory Committee Chairman – Raymond Stout
SAVINGS
CHECKING/DEBIT
ONLINE BANKING
BILL PAY
LOANS
FINANCIAL COUNSELING
DEBT CONSOLIDATION
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ACCOUNTS
SHARE SAVINGS ACCOUNTS
$5.00 MINIMUM TO OPEN
ALL SHARES INSURED BY NCUA UP TO $250,000.00
CHRISTMAS CLUBS
SHARE DRAFT CHECKING ACCOUNTS
NO MINIMUM BALANCE REQUIREMENT
NO MONTHLY SERVICE FEE
NO FEE ATM/MASTERCARD DEBIT CARD
NEW AUTO LOANS
100 % FINANCING AVAILABLE
USED AUTO LOAN
100% FINANCING AVAILABLE ON
VEHICLES 5 YEARS OLD OR NEWER
SHARE SECURED LOANS
PERSONAL LOANS
MORTGAGES – FIRST AND SECOND
DEBT CONSOLIDATION LOANS
HARDSHIP LOANS
CONTACT THE CREDIT UNION FOR OUR CURRENT RATES
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CONTACT
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Central Jersey Police & Fire Federal Credit Union 2430 Hamilton Ave. Hamilton, NJ 08619 609-570-8155Fax: 609-228-7410NMLS# 585442Monday thru Friday 9:00 AM to 5:00 PM Saturday – 9:00 AM to 12:00 PM Click here to see our staff |
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About – Staff
The Central Jersey Police & Fire Federal Credit Union is proud to be a
member-owned, not-for-profit financial cooperative dedicated to serving its
members. Our motto is “People Helping People.” We are all working together to
help each other meet our individual financial goals.
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CURRENT MORTGAGE RATES
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Today’s Featured Rates HTML:
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Disclosures/Forms
Please use the following forms and disclosures.
Bill Pay Disclosure
Electronic Funds Transfer Agreement and Disclosure
Funds Availability Revised
Revised Privacy Notice – No Opt Out
Truth in Savings Document (Revised 011713)
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Fees
Fee Schedule as of September 20, 2018
Insufficient Funds (NSF) $30.00
Returned Deposit $30.00
Stop Payment $25.00
Duplicate Statement $5.00
Domestic Wire $20.00
International Wire $40.00
Dormant Account $5.00 Monthly
Dormant Account Closing and/or Escheat $20.00
New Debit Card $10.00
Expedited Overnight Card $35.00
Rush (2 day) Debit card $20.00
Loan Application $10.00
Used Vehicle Loan Application with Car Fax $20.00
Mortgage Application $395.00
Loan Payment Late Fee 5%
Credit Card Late Payment $25.00
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MEMBER APP
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MEMBERSHIP
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Membership is easy. Let us open the door to all of the exciting opportunities Credit Union membership offers you. Once you become a member of Trenton Police Federal Credit Union, you become part of a family that has been serving member’s financial needs for over 50 years. We have a long standing tradition of providing the most competitive financial services available. Credit Unions are non-profit, member owned entities. We believe in low cost financial services which are critical to the success of ordinary citizens. In fact, over 67 million Americans trust that their Credit Union will provide the tools and services to increase their financial well being. You, the member, have ownership in the Credit Union, have a say in electing the Board of Directors, which in turn helps shape how the Credit Union is run. As a not for profit financial institution, the profits of the Credit Union are returned to you, the member, in the form of lower interest rates and higher savings rates. We are regulated by the National Credit Union Administration (NCUA) and your deposits are federally insured up to $250,000.00 and IRA accounts are federally insured up to $250,000.00. |
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The biggest asset a Credit Union has is a member like you. Your savings enable us to make loans. Your loans enable us to pay for operations. Your volunteer efforts provide direction, which allows us to stay in touch with your needs. In every sense, the Credit Union is its members. In order to stay competitive, we must have your participation. As a member, you add strength just simply by using all of our products and services. By being an active member, you ensure the Credit Union philosophy of People Helping People, which will endure for many years to come. Please stop by or call today and take advantage of what we offer to you. We look forward to Exceeding Your Expectation Everyday. |
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Mortgage Information
Have Us Contact You
Personalized Quote
Apply Now
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Rates
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| 2.49% APR with credit score of 700 and above | ||||||||||
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| 4.49% APR with credit score of 600 to 699 | ||||||||||
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| 6.49% APR with credit score of 599 and below | ||||||||||
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| 8.49% APR with credit score 499 and below with Board Approval | ||||||||||
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| Used Car | ||||||||||
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| 3.49% APR with credit score of 700 and above | ||||||||||
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| 5.49% APR with credit score of 600 to 699 | ||||||||||
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| 7.49% APR with credit score of 599 and below | ||||||||||
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| 9.49% APR with credit score 499 and below with Board Approval | ||||||||||
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| 100% financing on cars less than 5 years old, 80% on cars older than 5 years based on current CarFax retail value. | ||||||||||
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| Personal | ||||||||||
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| 9.49% APR up to 60 month terms Credit Score 750 and above
10.49% APR Credit Score 700-749 11.49% APR Credit Score 600-699 12.49% APR Credit Score 599 and below 13.49% APR Credit Score 499 and below with Board Approval Debt Consolidation Loan 14.49% APR LOAN SPECIAL – Credit Score Above 750 – Up to $20,000 5Yrs 8.49% All loan applications must be accompanied by proof of income (2 pay stubs) |
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| Vacation | ||||||||||
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| 6.49% APR with 12 months terms ($3000.00 max) | ||||||||||
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| Christmas | ||||||||||
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| 6.49% APR with 12 months terms ($3000.00 max) | ||||||||||
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| *** AMOUNT AND TERM OF HARDSHIP LOANS ARE SUBJECT TO CJPFFCU BOARD OF DIRECTORS APPROVAL | ||||||||||
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| $0.00 To $999.99 Div Rate .10% APY | ||||||||||
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| $1,000.00 To $9,999.99 Div Rate .25% APY | ||||||||||
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| $10,000.00 To $24,999.99 Div Rate .50% APY | ||||||||||
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| $25,000.00 To $9,999,999.99 Div Rate .75% APY | ||||||||||
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| 5,7,10 & 15 year terms, Call for rates! | ||||||||||
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FORMS
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Contact form 1
Your Name (required)
[text* your-name]
Your Email (required)
[email* your-email]
Subject
[text your-subject]
Your Message
[textarea your-message]
[submit “Send”]
……………..
memberservices@cjpolicefirefcu.org
[your-name] <website@cjpolicefirefcu.org>
Website Contact Form Submission
From: [your-name] <[your-email]>
Subject: [your-subject]
Message Body:
[your-message]
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This mail is sent via Contact Page on Central Jersey Police & Fire Federal Credit Union (http://cjpolicefirefcu.org).
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Membership App Form
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Your Name (required)
[text* your-name 20/ watermark “First Name”] [text LastName 20/ watermark “Last Name”]
Your Address (required)
[text* Address1 watermark “Address1”]
[text Address2 watermark “Address2”]
[text* city 20/ watermark “City”], [select* state “New Jersey” “Alabama” “Alaska” “Arizona” “Arkansas” “California” “Colorado” “Connecticut” “Delaware” “District of Columbia” “Florida” “Georgia” “Hawaii” “Idaho” “Illinois” “Indiana” “Iowa” “Kansas” “Kentucky” “Louisiana” “Maine” “Maryland” “Massachusetts” “Michigan” “Minnesota” “Mississippi” “Missouri” “Montana” “Nebraska” “Nevada ” “New Hampshire” “New Jersey” “New Mexico” “New York” “North Carolina” “North Dakota” “Ohio” “Oklahoma ” “Oregon” “Pennsylvania” “Rhode Island” “South Carolina” “South Dakota” “Tennessee” “Texas” “Utah” “Vermont” “Virginia” “Washington” “West Virginia ” “Wisconsin” “Wyoming”] [text* zipcode 10/10 watermark “Zip Code”]
[text* ssn 9/9 watermark “SSN”] [text* dob 10/10 watermark “01/01/2000”]
[text DrivLic 20/ watermark “Driver’s License”] [select* DrivLicState “New Jersey” “Alabama” “Alaska” “Arizona” “Arkansas” “California” “Colorado” “Connecticut” “Delaware” “District of Columbia” “Florida” “Georgia” “Hawaii” “Idaho” “Illinois” “Indiana” “Iowa” “Kansas” “Kentucky” “Louisiana” “Maine” “Maryland” “Massachusetts” “Michigan” “Minnesota” “Mississippi” “Missouri” “Montana” “Nebraska” “Nevada ” “New Hampshire” “New Jersey” “New Mexico” “New York” “North Carolina” “North Dakota” “Ohio” “Oklahoma ” “Oregon” “Pennsylvania” “Rhode Island” “South Carolina” “South Dakota” “Tennessee” “Texas” “Utah” “Vermont” “Virginia” “Washington” “West Virginia ” “Wisconsin” “Wyoming”]
[email* your-email]
Your Email (required)
[email* your-email]
Subject
[text your-subject]
Your Message
[textarea your-message]
[submit “Send”]
……………..
memberservices@cjpolicefirefcu.org
[your-name] <website@cjpolicefirefcu.org>
Membership App Form
From: [your-name] [MidName] [LastName]
<[your-email]>
Subject: [your-subject]
Message Body:
[your-message]
[Address1]
[Address2]
[city], [state] [zipcode]
[ssn] [dob]
[DrivLic] [DrivLicState]
—
This mail is sent via contact form on Central Jersey Police & Fire Federal Credit Union http://cjpolicefirefcu.org.php53-11.dfw1-2.websitetestlink.com
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HOME
Central Jersey Police & Fire Federal Credit Union
(609) 570-8155
2430 Hamilton Ave.
Hamilton, NJ 08619
https://www3.homecu.net/hculive7/hcuLogin?cu=TNJPFCU
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Saturday Hours Resume July 11, 2020 – 9am to 12pm
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We are resuming Saturday hours on July 11, 2020. 9:00 am to 12:00 pm.
http://www.cjpolicefirefcu.org/about-2/
Personal Loan Special
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Personal Loan Special
Credit Score 700 and above $5,000.00, 36 month, 5 percent interest
Credit Score 600 and above $5,000.00, 36 month, 6 percent interest
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POSTS
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Today’s Mortgage Rates
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Home Banking Sign Up
Click here to view Home Banking Sign Up
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Online Loan Application
Click here to view Online Loan Application
***Loans can not be processed until you submit your 2 most recent pay stubs.***
The pay stubs can be faxed to (609) 228-7410 or emailed to memberservices@cjpolicefirefcu.org
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Online Disclosures
Click here to view Online Disclosures
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New Cars Prices
Click here to view New Cars Prices
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Kelly Blue Book
Click here to view Kelly Blue Book
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N.A.D.A.
Click here to view N.A.D.A.
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Vehicle Warranty
Click here to view Vehicle Warranty
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Gap Coverage
Click here to view Gap Coverage
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GM Discount Program
Click here to view GM Discount Program
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Register your Secure Code
Click here to Register your Secure Code
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Reorder your personal checks
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