2733 Nottingham Way
Suite U8
Hamilton, NJ 08619
Tel: +609-570-8155

Rates

New Car
3.49% APR with credit score of 700 and above
5.49% APR with credit score of 600 to 699
7.49% APR with credit score of 599 and below
9.49% APR with credit score 499 and below with Board Approval
Used Car
4.49% APR with credit score of 700 and above
6.49% APR with credit score of 600 to 699
8.49% APR with credit score of 599 and below
10.49% APR with credit score 499 and below with Board Approval
100% financing on cars less than 5 years old, 80% on cars older than 5 years based on current NADA retail value.
Personal
9.49% APR up to 60 month terms Credit Score 750 and above

10.49% APR  Credit Score 700-749

11.49% APR Credit Score 600-699

12.49% APR Credit Score 599 and below

13.49% APR Credit Score 499 and below with Board Approval

Debt Consolidation Loan     14.49% APR

LOAN SPECIAL – Credit Score Above 750 – Up to $20,000 5Yrs   8.49%

All loan applications must be accompanied by proof of income (2 pay stubs)

Vacation
6.49% APR with 12 months terms ($3000.00 max)
Christmas
6.49% APR with 12 months terms ($3000.00 max)
 

 

 

*** AMOUNT AND TERM OF HARDSHIP LOANS ARE SUBJECT TO CJPFFCU BOARD OF DIRECTORS APPROVAL
Share Account Rates
$0.00 To $999.99  Div Rate .35% APY
$1,000.00 To $9,999.99 Div Rate .50% APY
$10,000.00 To $24,999.99  Div Rate .75% APY
$25,000.00 To $9,999,999.99  Div Rate 1.00% APY
Second Mortgage
5,7,10 & 15 year terms, Call for rates!